Invoice Discounting For The Blockchain Era

ERC20 Token

Populous (PPT)

Populous is a P2P (peer-to-peer) invoice finance platform that is globalising what is currently a localised and limited market sector. It is a global invoice trading platform built on blockchain’s distributed ledger technology.

Invoice finance is a form of funding that instantly unlocks the cash tied up in outstanding sales invoices. Business owners allow invoice buyers to buy invoices at a discounted rate in order to unlock their cash quicker. Once invoices are paid by the invoice debtor, the invoice buyer receives the amount previously agreed upon.

Populous uniquely connects business owners with invoice buyers on a global scale by leveraging the security, transparency, and speed of blockchain via XBRL data, Altman Z-score formula, smart contracts and stable fiat-pegged tokens. We will disrupt the traditional invoice financing system by eliminating the need for third parties or financial institutions by connecting businesses with global invoice buyers directly.

“Populous has built an agile, robust service which will disrupt and transform the current invoice financing system. By combining our proprietary smart contracts with blockchain technology and providing these tools to everyone, Populous is introducing the invoice buyer directly to the invoice seller in a P2P (peer-to-peer) platform. This will transform the current invoice finance industry into a more succinct, efficient, and profitable ecosystem which is globally accessible by both invoice buyer and invoice seller.”

Buy & Sell

  • Disrupting A Multi-Trillion Dollar Industry. Invoice Financing Is Incredibly Lucrative But Is Controlled By Middlemen Who Take A Large Cut For Their Services. Populous Aims To Eliminate These Middlemen By Connecting Buyers To Businesses Directly.
  • Anything That Involves Monetary Transfers Is A Perfect Application For Blockchain Technology. Populous Uses The Ethereum Network To Allow Buyers And Business To Transact With Fast Speeds And Low Costs.
  • Very Low Coin Supply. Considering Their Role In The Populous Ecosystem, Tokens These Will Be In High Demand. Holders Of PPT May Also Earn A Passive Income Through The Platform.
  • Has Seen Huge Increases In Value Without Much Exposure On Social Channels Such As Reddit And Twitter.
  • Fantastic Project. Huge ROI Potential Considering The Industry It’s Looking To Disrupt.


  • Marketing is lacking. Price has increased with constant development but more marketing would bring on new investors. This isn’t neccessarily a concern but something to keep an eye on as the platform gets closer to official release.
  • Relying on invoices to be posted on the platform. Users will have to see the value in using Populous over traditional means. The value is there but it looks like it may take some time for people to transition to this model. Big Finance is always looking to have a stronghold on customers and users of their “old school” systems.
  • No other concerns here. Long term hold as the platform continues to develop and grow. Some unnecessary and unfounded FUD was created around the team but was quickly debunked and dismissed. No big red flags to be seen.

Official Links
Token Details

Token Type


Powered by the Ethereum Network. Can be stored on any ERC20 compatible wallet e.g MyEtherWallet

Token Statistics


• Ticker: PPT
• Total Supply: 53,252,246
• Circulating Supply: 37,004,027
• Token Use: Invoices & Payments


The Team

Stephen Williams (CEO Founder)
Jason Tuang (Finance)
Mark Wong (Developer)


& Competitors

• Invoice Finance
• Peer-To-Peer Invoice Selling
• Competitors – None At This Time.

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